Payments Compliance: KYC, AML, PSD2 & VAMP | The Payments Edge https://thepaymentsedge.com/category/compliance/ Your Edge in Payments Tue, 04 Aug 2026 11:02:47 +0000 en-US hourly 1 https://wordpress.org/?v=7.0.2 https://thepaymentsedge.com/wp-content/uploads/2026/06/cropped-image-1.png The Payments Edge https://thepaymentsedge.com/ Processing Is Not Participation. Advising the Merchant Might Be. https://thepaymentsedge.com/compliance/payment-processor-liability-merchant-conduct/ https://thepaymentsedge.com/compliance/payment-processor-liability-merchant-conduct/#respond Tue, 04 Aug 2026 11:02:47 +0000 https://thepaymentsedge.com/compliance/payment-processor-liability-merchant-conduct/ A federal judge has separated the payments conduct that carries liability from the conduct that does not. Four allegations against Visa failed. One did not.

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]]> https://thepaymentsedge.com/compliance/payment-processor-liability-merchant-conduct/feed/ 0 Compelling Evidence 3.0 vs VAMP: The Lever That Keeps Friendly Fraud Off Your Ratio https://thepaymentsedge.com/compliance/compelling-evidence-3-0-vamp-ratio/ https://thepaymentsedge.com/compliance/compelling-evidence-3-0-vamp-ratio/#respond Mon, 13 Jul 2026 07:00:00 +0000 https://thepaymentsedge.com/?p=353 Visa's tighter VAMP thresholds are live. One dispute rule, Compelling Evidence 3.0, can pull qualifying fraud disputes out of your ratio entirely. The catch is timing.

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]]> https://thepaymentsedge.com/compliance/compelling-evidence-3-0-vamp-ratio/feed/ 0 PSD3 Is About to Become Law: The 18 Month Clock Merchants Should Start Now https://thepaymentsedge.com/compliance/psd3-psr-merchant-countdown/ https://thepaymentsedge.com/compliance/psd3-psr-merchant-countdown/#respond Thu, 09 Jul 2026 07:00:00 +0000 https://thepaymentsedge.com/?p=537 The EU just signed off its biggest payments rewrite since PSD2. Here is the clock merchants should actually be watching.

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]]> https://thepaymentsedge.com/compliance/psd3-psr-merchant-countdown/feed/ 0 Age Verification Laws and Adult Merchants: What the New Rules Mean for Your Payment Account https://thepaymentsedge.com/high-risk-merchants/age-verification-laws-adult-merchants-payment-accounts/ https://thepaymentsedge.com/high-risk-merchants/age-verification-laws-adult-merchants-payment-accounts/#respond Fri, 26 Jun 2026 06:00:00 +0000 https://thepaymentsedge.com/?p=124 More than 25 US states and the EU now demand ID grade age checks for adult sites. Miss them and your merchant account is the first thing to go.

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]]> https://thepaymentsedge.com/high-risk-merchants/age-verification-laws-adult-merchants-payment-accounts/feed/ 0 VAMP After April 2026: What the Threshold Drop Actually Means for High-Risk Merchants https://thepaymentsedge.com/compliance/vamp-april-2026-high-risk-merchants/ https://thepaymentsedge.com/compliance/vamp-april-2026-high-risk-merchants/#respond Thu, 25 Jun 2026 21:41:04 +0000 https://thepaymentsedge.com/?p=141 Visa's VAMP Excessive threshold fell to 1.5% on April 1, 2026. For adult, dating, and subscription merchants, the real risk is not the fine. It is your acquirer's portfolio math.

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