Chargebacks Archives - The Payments Edge

Rolling Reserves in High-Risk Merchant Accounts: How to Negotiate Yours Down

Fri, 26 Jun 2026 07:00:00 +0000

High-risk rolling reserves lock up 5-15% of your revenue for 90-180 days. Here is what acquirers actually need to see before they will lower your rate, shorten the hold, or remove it entirely.

The post Rolling Reserves in High-Risk Merchant Accounts: How to Negotiate Yours Down appeared first on The Payments Edge.

Age Verification Laws and Adult Merchants: What the New Rules Mean for Your Payment Account

Fri, 26 Jun 2026 06:00:00 +0000

More than 25 US states and the EU now require ID-grade age verification for adult websites. Here's what that means for merchant account approval, acquirer expectations, and ongoing compliance.

The post Age Verification Laws and Adult Merchants: What the New Rules Mean for Your Payment Account appeared first on The Payments Edge.

Where Open Banking Is Actually Winning Against Cards

Fri, 26 Jun 2026 02:28:42 +0000

Where open banking A2A rails are genuinely outperforming card networks for high-risk merchants. Real data on fee gaps, chargeback exposure, and vertical-specific traction in iGaming, subscriptions, and adult.

The post Where Open Banking Is Actually Winning Against Cards appeared first on The Payments Edge.

Off the MATCH List: How Merchants Actually Get Removed

Thu, 25 Jun 2026 14:07:59 +0000

How businesses land on Mastercard's MATCH list, why only your acquirer can remove you, and the limited paths off before the five-year clock runs out.

The post Off the MATCH List: How Merchants Actually Get Removed appeared first on The Payments Edge.