Compliance Archives - The Payments Edge Your Edge in Payments Thu, 13 Aug 2026 06:52:33 +0000 en-US hourly 1 https://wordpress.org/?v=7.1 https://thepaymentsedge.com/wp-content/uploads/2026/06/cropped-image-1.png The Payments Edge https://thepaymentsedge.com/ Processing Is Not Participation. Advising the Merchant Might Be. https://thepaymentsedge.com/compliance/payment-processor-liability-merchant-conduct/ https://thepaymentsedge.com/compliance/payment-processor-liability-merchant-conduct/#respond Tue, 04 Aug 2026 11:02:47 +0000 https://thepaymentsedge.com/compliance/payment-processor-liability-merchant-conduct/ A federal judge has separated the payments conduct that carries liability from the conduct that does not. Four allegations against Visa failed. One did not.

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]]> https://thepaymentsedge.com/compliance/payment-processor-liability-merchant-conduct/feed/ 0 BRAM Violation vs the MATCH List: One Is the Offense, the Other Is the Record https://thepaymentsedge.com/high-risk-merchants/bram-violation-vs-match-list/ https://thepaymentsedge.com/high-risk-merchants/bram-violation-vs-match-list/#respond Wed, 29 Jul 2026 07:00:00 +0000 https://thepaymentsedge.com/?p=645 Merchants confuse a BRAM violation with a MATCH listing constantly. One is Mastercard's offense, the other is the five year record. Know which you are fighting.

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]]> https://thepaymentsedge.com/high-risk-merchants/bram-violation-vs-match-list/feed/ 0 Compelling Evidence 3.0 vs VAMP: The Lever That Keeps Friendly Fraud Off Your Ratio https://thepaymentsedge.com/compliance/compelling-evidence-3-0-vamp-ratio/ https://thepaymentsedge.com/compliance/compelling-evidence-3-0-vamp-ratio/#respond Mon, 13 Jul 2026 07:00:00 +0000 https://thepaymentsedge.com/?p=353 Visa's tighter VAMP thresholds are live. One dispute rule, Compelling Evidence 3.0, can pull qualifying fraud disputes out of your ratio entirely. The catch is timing.

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]]> https://thepaymentsedge.com/compliance/compelling-evidence-3-0-vamp-ratio/feed/ 0 The RTA Label Is Not Age Verification. Skipping It Still Costs You at Underwriting. https://thepaymentsedge.com/high-risk-merchants/rta-label-vs-age-verification/ https://thepaymentsedge.com/high-risk-merchants/rta-label-vs-age-verification/#respond Fri, 10 Jul 2026 07:00:00 +0000 https://thepaymentsedge.com/?p=616 The RTA label is free and takes minutes. It will not satisfy a single age verification law, but skipping it still hurts you at acquirer underwriting. Here is the difference.

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]]> https://thepaymentsedge.com/high-risk-merchants/rta-label-vs-age-verification/feed/ 0 How to Find Out Why You’re on the MATCH List When Your Acquirer Won’t Say https://thepaymentsedge.com/high-risk-merchants/how-to-find-your-match-list-reason-code/ https://thepaymentsedge.com/high-risk-merchants/how-to-find-your-match-list-reason-code/#respond Wed, 08 Jul 2026 04:00:00 +0000 https://thepaymentsedge.com/?p=388 Your acquirer says you are on MATCH but will not say why. Four ways to pull your reason code, and how to tell a wrongful listing from a valid one.

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]]> https://thepaymentsedge.com/high-risk-merchants/how-to-find-your-match-list-reason-code/feed/ 0 iGaming Payment Processing in 2026: Which Processors Actually Accept Online Casinos https://thepaymentsedge.com/high-risk-merchants/igaming-payment-processing-online-casino-2026/ https://thepaymentsedge.com/high-risk-merchants/igaming-payment-processing-online-casino-2026/#respond Tue, 07 Jul 2026 07:00:00 +0000 https://thepaymentsedge.com/?p=206 MCC 7995 blocks Stripe, PayPal, and most mainstream processors. These are the acquirers, digital wallets, and crypto rails that actually serve online casinos in 2026.

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]]> https://thepaymentsedge.com/high-risk-merchants/igaming-payment-processing-online-casino-2026/feed/ 0 Mastercard Specialty Merchant Fees 2026: What High-Risk Merchants Actually Pay https://thepaymentsedge.com/high-risk-merchants/mastercard-specialty-merchant-fees-2026/ https://thepaymentsedge.com/high-risk-merchants/mastercard-specialty-merchant-fees-2026/#respond Fri, 03 Jul 2026 07:00:00 +0000 https://thepaymentsedge.com/?p=301 Mastercard's 2026 specialty merchant overhaul adds a $50k acquirer license, a $1,000 fee per merchant, and weekly transaction charges. Here is who actually pays.

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]]> https://thepaymentsedge.com/high-risk-merchants/mastercard-specialty-merchant-fees-2026/feed/ 0 Crypto Payment Processing for High-Risk Merchants: What Stablecoin Settlement Really Fixes https://thepaymentsedge.com/high-risk-merchants/crypto-payment-processing-high-risk-merchants/ https://thepaymentsedge.com/high-risk-merchants/crypto-payment-processing-high-risk-merchants/#respond Thu, 02 Jul 2026 07:00:00 +0000 https://thepaymentsedge.com/?p=287 Crypto settlement promises high risk merchants no chargebacks and no reserves. Here is what stablecoins genuinely fix in 2026, and the catches nobody mentions.

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]]> https://thepaymentsedge.com/high-risk-merchants/crypto-payment-processing-high-risk-merchants/feed/ 0 Mastercard SMMP Goes Live July 24: What High-Risk Merchants Need to Know Now https://thepaymentsedge.com/high-risk-merchants/mastercard-smmp-july-2026-high-risk-merchants/ https://thepaymentsedge.com/high-risk-merchants/mastercard-smmp-july-2026-high-risk-merchants/#respond Wed, 01 Jul 2026 07:00:00 +0000 https://thepaymentsedge.com/?p=228 Mastercard's SMMP enforcement starts July 24, 2026. New merchants who cross 5% in combined refunds and chargebacks face a 72 hour investigation, and quieter triggers reach everyone else.

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]]> https://thepaymentsedge.com/high-risk-merchants/mastercard-smmp-july-2026-high-risk-merchants/feed/ 0 Age Verification Laws and Adult Merchants: What the New Rules Mean for Your Payment Account https://thepaymentsedge.com/high-risk-merchants/age-verification-laws-adult-merchants-payment-accounts/ https://thepaymentsedge.com/high-risk-merchants/age-verification-laws-adult-merchants-payment-accounts/#respond Fri, 26 Jun 2026 06:00:00 +0000 https://thepaymentsedge.com/?p=124 More than 25 US states and the EU now demand ID grade age checks for adult sites. Miss them and your merchant account is the first thing to go.

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