Fraud Prevention Archives - The Payments Edge

Chargeback Ratio Early Warning Signs: What Moves Before Your Number Does

Tue, 04 Aug 2026 07:00:00 +0000

By the time your ratio moves, the traffic that caused it was sold months ago. Six signals shift first, and every one of them is measurable weekly.

The post Chargeback Ratio Early Warning Signs: What Moves Before Your Number Does appeared first on The Payments Edge.

TC40 and SAFE Data Explained: The Fraud Reports Feeding Your VAMP Ratio

Wed, 22 Jul 2026 07:00:00 +0000

TC40 and Mastercard SAFE feel like chargebacks, but they are fraud reports. They quietly feed your VAMP and EFM ratios long before a dispute ever lands.

The post TC40 and SAFE Data Explained: The Fraud Reports Feeding Your VAMP Ratio appeared first on The Payments Edge.

Compelling Evidence 3.0 vs VAMP: The Lever That Keeps Friendly Fraud Off Your Ratio

Mon, 13 Jul 2026 07:00:00 +0000

Visa's tighter VAMP thresholds are live. One dispute rule, Compelling Evidence 3.0, can pull qualifying fraud disputes out of your ratio entirely. The catch is timing.

The post Compelling Evidence 3.0 vs VAMP: The Lever That Keeps Friendly Fraud Off Your Ratio appeared first on The Payments Edge.

iGaming Payment Processing in 2026: Which Processors Actually Accept Online Casinos

Tue, 07 Jul 2026 07:00:00 +0000

MCC 7995 blocks Stripe, PayPal, and most mainstream processors. These are the acquirers, digital wallets, and crypto rails that actually serve online casinos in 2026.

The post iGaming Payment Processing in 2026: Which Processors Actually Accept Online Casinos appeared first on The Payments Edge.

How to Spot Fraud Before It Becomes a Chargeback

Mon, 06 Jul 2026 07:00:00 +0000

Every chargeback starts as a signal you could have caught. Here is how to read those signals and deflect fraud through Ethoca and Visa RDR before one ever posts.

The post How to Spot Fraud Before It Becomes a Chargeback appeared first on The Payments Edge.

Mastercard SMMP Goes Live July 24: What High-Risk Merchants Need to Know Now

Wed, 01 Jul 2026 07:00:00 +0000

Mastercard's SMMP enforcement starts July 24, 2026. New merchants who cross 5% in combined refunds and chargebacks face a 72 hour investigation, and quieter triggers reach everyone else.

The post Mastercard SMMP Goes Live July 24: What High-Risk Merchants Need to Know Now appeared first on The Payments Edge.

Rolling Reserves in High-Risk Merchant Accounts: How to Negotiate Yours Down

Fri, 26 Jun 2026 07:00:00 +0000

Rolling reserves lock up 5 to 15% of your revenue for months. Here is what acquirers need to see before they lower the rate, shorten the hold, or drop it.

The post Rolling Reserves in High-Risk Merchant Accounts: How to Negotiate Yours Down appeared first on The Payments Edge.

Adult, Dating & AI Payments: The Processor Showdown (2025)

admin — Mon, 22 Jun 2026 19:45:20 +0000

CCBill, Epoch, Segpay, Verotel, and CURO powered DialXS compared for adult, dating, and AI merchants. Rates, payouts, and the fine print that bites after you sign.

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