Compliance
The rules change faster than the industry explains them. This section tracks what regulators and card networks actually require of merchants: KYC and AML obligations, PSD2 and strong customer authentication, age verification mandates, and network programs like VAMP that quietly redraw the line between a warning and a termination. We read the rule changes so you know what applies to you, what starts when, and what it costs to ignore.
Start here: VAMP after April 2026 · Age verification laws and adult merchants · PSD2 and SCA in plain English
Compliance Processing Is Not Participation. Advising the Merchant Might Be.
A federal judge has separated the payments conduct that carries liability from the conduct that does not. Four allegations against…
Compliance Compelling Evidence 3.0 vs VAMP: The Lever That Keeps Friendly Fraud Off Your Ratio
Visa's tighter VAMP thresholds are live. One dispute rule, Compelling Evidence 3.0, can pull qualifying fraud disputes out of your…
Compliance PSD3 Is About to Become Law: The 18 Month Clock Merchants Should Start Now
The EU just signed off its biggest payments rewrite since PSD2. Here is the clock merchants should actually be watching.
Compliance Age Verification Laws and Adult Merchants: What the New Rules Mean for Your Payment Account
More than 25 US states and the EU now demand ID grade age checks for adult sites. Miss them and…
Compliance VAMP After April 2026: What the Threshold Drop Actually Means for High-Risk Merchants
Visa's VAMP Excessive threshold fell to 1.5% on April 1, 2026. For adult, dating, and subscription merchants, the real risk…
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